1. Increase them both to 16 mil colors.(shift + Ctrl + 0)

2. Take the bg and add a new raster layer. Using your Clone Tool, clone your girl onto the bg. Do any cleanup you need to do.

3. Add new raster layer. With color R178 G5 B11 and your Long Tall Sally font, add a capital M, size 48, Stroke off. Move your M over to the far left lower corner of your av.

4. Take your Deformation Tool and enlarge the letter M to where the girl is sitting on it. Click apply.

5. Now add a capital C with same font right beside the M. Size 36.

6. Go to Layers...Arrange...Move Down. This will put the fonts below the girl.

7. Add new raster layer. With same color and Ernest font add ERRY up beside the large M. Size 14. Then at the bottom, beside the large letter C, complete the rest by adding HRISTMAS. 8. Go to Effects...3D Effects..and add a drop shadow to this layer. Settings are; Vertical-4, Horzontal-4, Opacity-65, Blur-4.9. Color black. Click ok. Lower layer opacity to 90%.

9. Add a new raster layer. Go to your Preset Shapes. Select your Circle. antialias checked. Line width set at 1. Texture color R178 G5 B11. Place tiny red circles in a few places on the Christmas tree for decoration.

10. Add a drop shadow to this layer. Settings are; Vertical-1 Horzontal-1, Opacity 75%, Blur 4.9. Click ok. Lower your layer opacity to 85%. Merge all layers. 11. Add your own bit of magic....and viola' you are done!!

MERRY CHRISTMAS FROM ALL THE STAFF AT SnC'S !!